KYC / LCB-FT
A secure customer relationship
KYC / LCB-FT processes are obligations for financial institutions. Faced with increasingly restrictive regulatory changes, you must constantly develop your systems: collection of supporting documents and information about your customers when entering into a relationship, keeping the file up to date, etablishing of permanent controls.
Badly mastered? It presents a significant regulatory risk with sanctions and an image risk.In addition to this, you will need to know more about it.
Badly designed? It can be considered too intrusive and degrade the customer relationship.
Our KYC / LCB-FT solution
Bring the customer base into compliance
KYC - REMEDIATION
DIAGNOSIS OF CUSTOMER FILES
Analyze customer files to identify missing documents and information
REMEDIATION CAMPAIGNS
Contact and update non-compliant files with the most suitable channel (SMS, email, mail)
COLLECTION OF DOCUMENTS
Collect the necessary parts and information via a Selfcare portal. Possibility to send paper supporting documents to our courier service
Control new customers
KYC - ON-BOARDING
COLLECTION OF DOCUMENTS
Collect the necessary parts and information via a Selfcare portal. Possibility to send paper supporting documents to our courier service
100% CHECK OF PARTS WHILE CONNECTING TO THE PORTAL
Most parts are controlled automatically in real time.
Parts requiring manual checking can be checked during session time to facilitate onboarding
Maintain the customer base in compliance
KYC-ON-GOING
CUSTOMER SCREENING AND SCORING *
Continuous monitoring of customer files (End of validity of documents, PEP, Sanctions, Adverse Media, beneficial owners).
Scoring Algorithm
Triggering of alerts and / or request for supporting documents.
COLLECTION OF DOCUMENTS
Collect the necessary parts and information via a Selfcare portal. Possibility to send paper supporting documents to our courier service
Discover the innovations brought by Luminess and its partners in the deployment of KYC solutions that include the Blockchain. During the webinar hosted by Option finance, Luminess (formerly Jouve) and Archipels have demonstrated how such a technological solution can improve the customer experience, increase the level of trust, while guaranteeing data compliance.
Partnerships to strengthen our expertise
100% reliability on KYC procedures
Luminess has chosen to rely on the technology-based documentary certification platform Archipelagos blockchain.
This unique technology allows consolidate, solidify and complete data compliance control processes. This device guarantees 100% authenticity, by checking, for example, the conformity of an Engie invoice provided by a customer.
A reinforced fight against fraud
Luminess strengthens its Data Capture RealTime solution, which verifies supporting documents in real time by biometric solution fully passive and real-time of Unissey, which can detect any face spoofing attack, frictionless for the user.In addition to this, you will need to know more about it.
Pledges of security additional fight against fraud, particularly useful when entering into a relationship.
Our client cases
Île-de-France agricultural credit
Société Générale
We are constantly developing new algorithms to make our anti-fraud treatments more efficient.
They Trust Us
