Europe on the road to a single digital identity wallet
With the arrival of European digital identity wallet (eIDAS 2.0), citizens will be able to prove their identity simply and securely to access public and private services. For businesses, this represents a unique opportunity to simplify customer onboarding while strengthening digital trustBut how can we take advantage of this new standard?
eWallet: a response to the challenges of digital trust
Today, users face several problems:
• Identity theft and document fraud ;
• Multiplicity of accounts and procedures to manage to access services;
• Complexity of verification processes that slow down onboarding.
The European eWallet centralizes this information and provides a secure and seamless experience, limiting risks and improving the user experience.
eWallet Opportunities for Businesses and Citizens
Le eWallet opens new perspectives:
• Simplification of procedures: fewer documents to provide, instant verifications;
• Enhanced security: biometrics, proof of life, blockchain;
• Fluidity of access to services: a single account for all digital interactions;
• Trust and compliance: meets European and national regulatory requirements.
These benefits benefit both citizens and businesses, by reducing friction and risks associated with digital identity.
Key technologies: biometrics, AI, proof of life, blockchain
To ensure the security and reliability of the eWallet, several technologies are used:
• Advanced biometrics: facial recognition and fingerprints;
• Artificial intelligence: detection of fraud and documentary verification;
• Proof of life: confirmation that the user is indeed the declared person;
• Blockchain: traceability and immutability of identity data.
These innovations make it possible to create a digital wallet that is both practical and secure.
Luminess & TrustMe: the French eWallet serving digital trust
Luminess, in partnership with TrustMe, offers an eWallet solution adapted to businesses:
• ANSSI and eIDAS 2.0 compliance to secure digital identities;
• Integration with FranceConnect and other national systems;
• Document management and certified identity via Data Capture and AI;
• Smooth and secure onboarding for all users.
Luminess thus supports companies in the transition to a unified and secure European customer journey.